INTERNATIONAL YACHTINSURANCE
Hoofdverzekeraar:
Hdigerling

FAQ

1.  Can I pay by credit- or mastercard?
No, it isn’t possible to pay by credit- or mastercard. It is possible to pay by cheque or through a wire transfer. 
 
 
2.  If I pay in euros, what is the bank information?
Commandeur verzekeringen
Korenmarkt 15
1681 PB Zwaagdijk
The Netherlands

Accountnumber: 65.39.42.982
BIC /Swift : INGBNL2A
IBAN code: NL43INGB0653942982

Bankinformation:
ING Bank, Picassolaan 201, 1816 MT Alkmaar. The Netherlands.
Tel.: 003172 5275317


3.  If I pay in dollars, what is the bank information?
Commandeur verzekeringen
Korenmarkt 15
1681 PB Zwaagdijk
The Netherlands

Accountnumber: 02.00.71.442.
BIC /Swift : INGBNL2A
IBAN code: NL33INGB002.00.71.442.

Bankinformation:
ING Bank, Picassolaan 201, 1816 MT Alkmaar. The Netherlands.
Tel.: 003172 5275317
 
 
4.  Does the policy prolong automatically?
This Insurance is effective for the period stated in the policy and is deemed to have been renewed for a period of twelve months each time, if it has not been cancelled in writing by one of the parties at least two months prior to the premium due date. 
 
 
5.  Is it possible to have global coverage?
Yes, it is possible to have global coverage. We treat global coverage per application. There are no standard rates for global coverage. 
 
 
6.  What is calculate pro-rata?
By pro-rata your premium will be calculate per day, so we can see if you have paid too much or you have paid too little.
 
 
7.  Can I sail single-handed?
We discuss about this per application. For example we look to the sail experience and the cruising area.
 
 
8.  What are the requirements for the survey?
  • If the survey is older than five years the coverage is limited to compensation based on the current value. If you have a survey which isn’t older than five years the compensation is based on the insured value.
  • It isn’t necessary to lay up the boat out of the water to make the survey. 
 
9.  Is the furniture also covered?
The furniture is standard covered till 20% of the insured value.
 
 
10.  Is it possible to have a policy for less than a year?
No, it isn’t possible to have a policy for less than a year. The standard period for a policy is one year.
 

11.  Is there a possibility for no-claim discount?
No, you don’t get discount on the premium when you haven’t had damages.
 
 
12.  Can I get a discount on my premium when my boat is laid up?
Yes, when your boat is laid up, we handle the so called “laid up premium”. This is depending on the premium level, because there is also a minimum premium. Furthermore it’s also depending on the berth place and monitoring etc. if the insured wouldn’t stay on board for a long time.
 
 
13.  Can I decrease the premium if I don’t cover my dinghy?
No, if you don’t cover the dinghy the premium will be the same.

 
14.  Can I change the cruising area during the policy?
Yes, you can change the cruising area during the policy. You can change the cruising area at your personal page. The premium will be calculate pro-rata.
 
 

UW CONTACT PERSOON

Ronald Mulder

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